JDR Solutions Provides Outsourcing for Bank of the Ozarks Leasing

February 26, 2004--JDR Solutions was selected by Bank of the Ozarks to assist in the daily administration of its growing equipment lease portfolio. JDR Solutions provides Bank of the Ozarks with ASP hosting for its lease accounting as well as selected back office processing functions.

According to Scott Hastings, President of Bank of the Ozarks Leasing, "When Bank of the Ozarks decided to form an equipment leasing division, the first consideration was finding a high-performance servicing partner. JDR Solutions provides the technology and expertise we need to serve our customers."

Bank of the Ozarks, Inc (Nasdaq: OZRK) is one of Arkansas' fastest growing banking organizations. The Company is noted for its excellent loan and deposit growth, asset quality, efficiency and earnings growth. The Company has reported twelve consecutive quarters of record net income and earnings per share and has reported record net income in 26 of the last 28 quarters. In the June 2003 issue of the ABA Banking Journal, Bank of the Ozarks, Inc. was ranked 17th in the country for 2002 return on equity among all publicly traded bank holding companies, banks and thrifts with assets over $1 billion. For more information visit www.bankozarks.com.

JDR Solutions, LLC, based in Indianapolis, Indiana, is a growing third-party outsourcing provider of portfolio servicing, systems administration, and consulting. JDR Solutions continues to be a preferred partner with International Decision Systems to host applications and provide servicing expertise for mutual clients.

For more information on JDR Solutions, visit www.jdrsol.com or call 1-866-251-5352 x 7201.




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